210 Line Chesaning, MI. 48616

Q: How much do I need for a down payment in Chesaning?

For a home priced around $132,022 in Chesaning, you would need approximately $26,404 for a conventional 20% down payment, or as little as $4,621 with an FHA loan (3.5% down). In 2025, with mortgage rates around 6.5-7%, many buyers are exploring adjustable-rate mortgages (ARMs) or rate buydowns. First-time homebuyer programs in mi may offer down payment assistance through MSHDA (Michigan State Housing Development Authority).

Q: How long does it take to buy a house in Chesaning?

The home buying process in Chesaning typically takes 30-45 days from accepted offer to closing in 2025. This includes: home inspection contingency period (7-10 days), appraisal completion (1-2 weeks with current lender backlogs), and mortgage underwriting (2-3 weeks). Cash purchases can close in as little as 10-14 days. Getting pre-approved before house hunting is essential in today's market to compete with other buyers.

Q: How do I schedule a showing for this property?

This property is not currently listed for sale on the MLS. However, many homeowners are open to selling for the right price. Click 'More Info' above to inquire about this specific property, or browse homes for sale in Chesaning. You can also set up alerts to be notified when similar properties come on the market.

Q: What should I look for during a home inspection in MI?

A thorough home inspection in MI should prioritize: Roof condition (crucial for Michigan winters and ice dams), foundation and basement (check for water intrusion, cracks, and radon - Michigan has elevated radon levels), HVAC system (furnace efficiency rating and age - replacements cost $4,000-$8,000), plumbing (galvanized pipes in pre-1970 homes need attention), electrical panel (200-amp service is standard for modern homes), and windows/insulation (major energy cost factor).

Q: Is 2026 a good time to buy a home in Chesaning?

The 2026 housing market in Chesaning presents both opportunities and challenges. Mortgage rates have stabilized in the 6.5-7% range after peaking in 2023. Home prices in Metro Detroit have appreciated 3-5% year-over-year, with Chesaning following similar trends. Inventory remains tight but has improved from 2022-2023 lows. For buyers, the reduced competition compared to the 2021-2022 frenzy means more negotiating power. The best strategy is to get pre-approved, know your budget, and be ready to act when the right property appears.

Q: What are the current mortgage rates for Michigan home buyers?

As of January 2026, mortgage rates in Michigan for well-qualified buyers are approximately: 30-year fixed: 6.5-7.0%, 15-year fixed: 5.75-6.25%, 5/1 ARM: 5.5-6.0%, FHA loans: 6.25-6.75%, VA loans: 6.0-6.5%. Rates vary based on credit score, down payment, and loan type. For a $132,022 home with 20% down, the monthly principal and interest payment would be approximately $703 at 7% interest.

Q: How competitive is the housing market in Chesaning?

The Chesaning housing market in 2026 is moderately competitive. Well-priced homes in good condition typically receive 2-5 offers and sell within 2-3 weeks. Key factors affecting competitiveness: price point (homes under $300K see more competition), condition (move-in ready homes command premiums), and location (proximity to downtown, schools, and highways). To compete effectively, come with pre-approval, consider earnest money deposits of 1-2% of purchase price, and be flexible on closing dates.

Q: How much does a kitchen remodel cost in MI?

Kitchen remodel costs in MI typically range from $15,000 to $75,000 depending on the scope. A minor kitchen remodel (cabinet refacing, new countertops, updated fixtures) averages $15,000-$25,000. A major kitchen renovation with new cabinets, quartz or granite countertops, new appliances, and flooring can cost $40,000-$75,000 or more. In 2025, material costs have stabilized after post-pandemic spikes, and labor availability has improved, making this a good time for renovations.

Est. Value: $132,022 Range: $130K - $133K|Beds: |Baths:

Overview

Nestled on this street in Clark S Add, this this city home represents an opportunity in one of the area's sought-after subdivisions. The home features 3 bedrooms and 1 bathroom within approximately 1,216 square feet of living space, originally constructed in 1868. This type of home typically attracts growing families and established households drawn to the this city area's amenities and accessibility. Market data indicates this home may be valued between $130,701 and $133,342, reflecting current conditions in the this city housing market. Whether you're the owner exploring a sale or a buyer interested in off-market opportunities, we can help navigate your this city real estate goals.

Neighborhood Character

Clark S Add is one of 's established neighborhoods, featuring mid-century homes with mature landscaping and tree-lined streets. Homes of this vintage in often feature craftsmanship and architectural details characteristic of pre-war construction. Located within Saginaw County, residents enjoy access to county services, regional parks, and the broader Metro Detroit area.

The home at 210 S Line St Chesaning, MI. 48616
is a single family residential built in 1868 featuring 3 bedrooms, 1 bathroom, 1,216 square feet of living space, 1 story. The property sits on a 8,712 square foot lot (0.20 acres) in the Clark S Add subdivision within Chesaning Twp. Key features include gunite pool, central air conditioning. The home features aluminum or vinyl siding exterior, asphalt roof, raised foundation. Heating is provided by forced air unit.

Legal Description

S.1/2 LOTS 7 & 8. BLK.20. CLARK S ADD. VILLAGE OF CHESANING SEC 16 T09N R3E
County Registrar of Deeds Public Record

Alternative Address Formats

210 S Line St

210 S Line St Chesaning, MI. 48616-1333

210 S Line St Chesaning, MI. 48616

More Information

Public Record Information

Estimated Value: $132,022
Square Footage: 1216
Lot Area: 0.20 acres (8,712 sqft)
Lot Dimensions: 66 ft frontage × 132 ft depth
Price per SqFt: $108.00
Year Built: 1868
Stories: 1
Bedrooms: 3
Full Bathrooms: 1
Total Rooms: 6
Area Breakdown: 1St Floor: 1216 sq ft Garage: 336 sq ft
Taxes (from public record): $1,111
Tax Exemptions: Homestead
Approx. Loan Amount: $131,100
Subdivision: Clark S Add
Municipality: Chesaning Twp
Lot Number: 7-8&8
Zoning: R-2
Swimming Pool: Gunite
A/C Type: Yes
Heating Type: Forced Air Unit
Exterior Wall: Aluminum Or Vinyl Siding
Architecture Type: Other
Foundation: Raised
Parking Spaces: 1
Roof Material: Asphalt
Roof Style: Gable
Improvements: Patio (468 sq ft)
Legal Description: S.1/2 LOTS 7 & 8. BLK.20. CLARK S ADD. VILLAGE OF CHESANING SEC 16 T09N R3E
APN (Parcel Number): 13-09-3-16-0571-000 (13093160571000)
Tax ID#: 13093160571000
FIPS Code: 26145
Property Type: Residential
Property Classification: Single Family Residential
County Land Use: Residential - Improved (401)
Owner Occupied: Yes
Owner City: Chesaning, MI
Section/Township/Range: SEC 16 TWN 09N RNG 03E
Assessed Value (2023): $42,000
Market Assessment (2023): $84,000
Census Tract: 12700
Location Accuracy: Structure

Valuation

Estimated Value

$132,022

Range of Comparable Sales

Low: $130,701

High:

$133,342

Estimated Value Analysis

Based on recent comparable sales and market conditions, this property's estimated value is approximately $132,022. The confidence range spans from $130,701 to $133,342, reflecting variables such as property condition, specific features, and micro-market dynamics.

Factors Influencing Value

Several factors typically influence property values in this area:

Location: Proximity to employment centers, quality schools, and amenities in
Character: Older homes may offer unique architectural details but could require updates to major systems
Condition: Updated kitchens, bathrooms, and flooring typically command price premiums
Market Timing: Seasonal trends and inventory levels affect negotiating position

Exact Location

Click for interactive map

Estimated Monthly Expenses

Annual property taxes are approximately $1,111. In Michigan, property taxes are calculated using the State Equalized Value (SEV), typically 50% of market value. Owner-occupants may qualify for the Principal Residence Exemption (PRE), which exempts the property from the 18-mill school operating tax—potentially saving $1,000-$3,000 annually. Budgeting approximately $93 per month for property taxes helps buyers understand total housing costs.

Note: Property taxes may be reassessed upon sale. Michigan's Proposal A limits annual increases to 5% or inflation (whichever is less) for the current owner, but this cap resets when ownership transfers. Buyers should factor potential tax adjustments into their budget.

Total Monthly Cost	$1,143
HOUSING
Mortgage Payment (P&I, 20% down)	$
Property Tax	$
Homeowner's Insurance	$
UTILITIES (Estimated)
Heating	$
Electric	$

Edit any value to recalculate total

Transaction History

*This data is provided from public record

Sale Date	Sale Price	Arm's-Length
09/19/2022		Yes
07/12/2022	$119,900	Yes
06/15/2018	$69,000	Yes

MLS Listing History

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Schools Nearby

Free Home Renovation Cost Estimator

Planning renovations for 210 Line Chesaning, MI. 48616? Get instant cost estimates for kitchen remodels, bathroom renovations, flooring, roofing, and more. Our free renovation calculator helps you budget accurately for your home improvement projects.

Kitchen Remodel
Bathroom Renovation
Flooring
Roofing
HVAC
Windows & Doors

Renovation Cost FAQs for ,

Kitchen remodel costs in typically range from $15,000 to $75,000 depending on the scope. A minor kitchen remodel averages $15,000-$25,000, while a major kitchen renovation with new cabinets, countertops, appliances, and flooring can cost $40,000-$75,000 or more. Use our free renovation cost estimator for a personalized estimate based on your home's details.

Bathroom renovation costs typically range from $6,000 to $35,000. A basic bathroom update with new fixtures and paint costs $6,000-$15,000. A full bathroom remodel including new tile, vanity, toilet, shower/tub, and plumbing updates averages $15,000-$35,000. Luxury bathroom renovations with high-end finishes can exceed $50,000.

The renovations with the best return on investment (ROI) include: Garage door replacement (93-97% ROI), manufactured stone veneer (92-96% ROI), minor kitchen remodel (72-81% ROI), new siding (68-76% ROI), and window replacement (67-72% ROI). Curb appeal improvements and kitchen/bathroom updates typically provide the highest returns when selling your home.

Flooring costs vary by material: Laminate flooring (installed) $3-$8/sq ft, Luxury vinyl plank (LVP) $4-$10/sq ft, Hardwood flooring $8-$15/sq ft, Tile flooring: $7-$15/sq ft, Carpet: $3-$12/sq ft. For a 1500 sq ft home, expect to pay between $4,500 and $22,500 for full flooring replacement.

New roof costs depend on size and material. For a typical single-family home: Asphalt shingles: $8,000-$15,000, Architectural shingles: $10,000-$20,000, Metal roofing: $15,000-$30,000, Tile or slate: $20,000-$50,000+. Factors affecting cost include roof pitch, complexity, accessibility, and whether a tear-off is needed.

Our free renovation cost estimator is pre-loaded with this property's details including 0 square feet of living space, 0 bedrooms, and 0 bathrooms. Simply select the renovation projects you're considering to get instant cost estimates based on current market rates for , .

Buying & Selling a Home in Chesaning, MI

For a home priced around $132,022 in Chesaning, MI, you would need approximately $26,404 for a conventional 20% down payment, or as little as $4,621 with an FHA loan (3.5% down). In 2025, with mortgage rates around 6.5-7%, many buyers are exploring adjustable-rate mortgages or rate buydowns. First-time homebuyer programs through MSHDA may offer down payment assistance. Contact our team to discuss financing options and get connected with trusted lenders.

Closing costs in MI typically range from 2-5% of the purchase price. For this property, expect closing costs between $2,640 and $6,601. This includes title insurance, appraisal fees ($400-$600), lender origination fees, escrow deposits, and recording fees. Michigan has a transfer tax of $7.50 per $1,000 of sale price (typically paid by seller) plus $0.55 per $500 county tax. Use our monthly expense calculator above to estimate your total housing costs.

The home buying process in Chesaning typically takes 30-45 days from accepted offer to closing. This includes time for home inspection (7-10 days), appraisal (1-2 weeks), and mortgage underwriting (2-3 weeks). Cash purchases can close in as little as 10-14 days. Getting pre-approved before house hunting is essential to compete effectively and speed up the process. View all homes for sale in Chesaning to start your search.

Property taxes in Chesaning (48616) are based on the State Equalized Value (SEV), typically 50% of market value in Michigan. This property has annual taxes of approximately $1,111. Michigan offers a Principal Residence Exemption (PRE) that reduces taxes by 18 mills for owner-occupied homes, potentially saving $1,000-$3,000 annually. See the estimated monthly expenses section for a breakdown including taxes, insurance, and utilities.

Homes recently sold within a mile of 210 Line Chesaning, MI. 48616

123 Clark Street, Chesaning, MI. 48616

Sold 06/05 for $76K

61050197312

766 S Main Street, Chesaning, MI. 48616

Sold 05/01 for $296K

5050193668

216 N Chapman Street, Chesaning, MI. 48616

Sold 05/22 for $139K

60050199169

829 Brady Street, Chesaning, MI. 48616

Sold 04/23 for $42K

20230092587

721 E Broad Street, Chesaning, MI. 48616

Sold 04/21 for $252K

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14686 W Burt Road, Chesaning, MI. 48616

Sold 06/05 for $174K

5050206000

11303 Ferden Rd., Chesaning, MI. 48616

Sold 04/22 for $275K

60050201842

16501 Gary Road, Chesaning, MI. 48616

Sold 04/24 for $245K

60050202836

511 Lockwood St., Chesaning, MI. 48616

Sold 06/12 for $125K

5050210750

14274 W Gary, Chesaning, MI. 48616

Sold 06/08 for $230K

5050205400

The comparable sales shown above represent recent transactions for similar properties in the area. When evaluating these comps, consider how each property's specific features—such as updates, lot characteristics, and exact location—may differ from this Chesaning home. Properties closest in size to this 1,216 square foot, 3-bedroom home typically provide the most relevant price guidance. Our team can provide a detailed comparative market analysis upon request.

Homes for sale within a mile of 210 Line Chesaning, MI. 48616

300 Brady Street, Chesaning, MI. 48616

Selling for $294K

60050206994

710 E Broad, Chesaning, MI. 48616

Selling for $210K

5050206297