21311 Haggerty Belleville, MI. 48111

Q: How much do I need for a down payment in Belleville?

For a home priced around $296,445 in Belleville, you would need approximately $59,289 for a conventional 20% down payment, or as little as $10,376 with an FHA loan (3.5% down). In 2025, with mortgage rates around 6.5-7%, many buyers are exploring adjustable-rate mortgages (ARMs) or rate buydowns. First-time homebuyer programs in mi may offer down payment assistance through MSHDA (Michigan State Housing Development Authority).

Q: How long does it take to buy a house in Belleville?

The home buying process in Belleville typically takes 30-45 days from accepted offer to closing in 2025. This includes: home inspection contingency period (7-10 days), appraisal completion (1-2 weeks with current lender backlogs), and mortgage underwriting (2-3 weeks). Cash purchases can close in as little as 10-14 days. Getting pre-approved before house hunting is essential in today's market to compete with other buyers.

Q: How do I schedule a showing for this property?

This property is not currently listed for sale on the MLS. However, many homeowners are open to selling for the right price. Click 'More Info' above to inquire about this specific property, or browse homes for sale in Belleville. You can also set up alerts to be notified when similar properties come on the market.

Q: What should I look for during a home inspection in MI?

A thorough home inspection in MI should prioritize: Roof condition (crucial for Michigan winters and ice dams), foundation and basement (check for water intrusion, cracks, and radon - Michigan has elevated radon levels), HVAC system (furnace efficiency rating and age - replacements cost $4,000-$8,000), plumbing (galvanized pipes in pre-1970 homes need attention), electrical panel (200-amp service is standard for modern homes), and windows/insulation (major energy cost factor).

Q: Is 2026 a good time to buy a home in Belleville?

The 2026 housing market in Belleville presents both opportunities and challenges. Mortgage rates have stabilized in the 6.5-7% range after peaking in 2023. Home prices in Metro Detroit have appreciated 3-5% year-over-year, with Belleville following similar trends. Inventory remains tight but has improved from 2022-2023 lows. For buyers, the reduced competition compared to the 2021-2022 frenzy means more negotiating power. The best strategy is to get pre-approved, know your budget, and be ready to act when the right property appears.

Q: What are the current mortgage rates for Michigan home buyers?

As of January 2026, mortgage rates in Michigan for well-qualified buyers are approximately: 30-year fixed: 6.5-7.0%, 15-year fixed: 5.75-6.25%, 5/1 ARM: 5.5-6.0%, FHA loans: 6.25-6.75%, VA loans: 6.0-6.5%. Rates vary based on credit score, down payment, and loan type. For a $296,445 home with 20% down, the monthly principal and interest payment would be approximately $1,578 at 7% interest.

Q: How competitive is the housing market in Belleville?

The Belleville housing market in 2026 is moderately competitive. Well-priced homes in good condition typically receive 2-5 offers and sell within 2-3 weeks. Key factors affecting competitiveness: price point (homes under $300K see more competition), condition (move-in ready homes command premiums), and location (proximity to downtown, schools, and highways). To compete effectively, come with pre-approval, consider earnest money deposits of 1-2% of purchase price, and be flexible on closing dates.

Q: How much does a kitchen remodel cost in MI?

Kitchen remodel costs in MI typically range from $15,000 to $75,000 depending on the scope. A minor kitchen remodel (cabinet refacing, new countertops, updated fixtures) averages $15,000-$25,000. A major kitchen renovation with new cabinets, quartz or granite countertops, new appliances, and flooring can cost $40,000-$75,000 or more. In 2025, material costs have stabilized after post-pandemic spikes, and labor availability has improved, making this a good time for renovations.

Est. Value: $296,445 Range: $293K - $299K|Beds: |Baths:

Overview

Located along this street in this city, this home offers access to everything the greater area has to offer. Built in 1955, this residence offers 2 bathrooms across roughly 1,304 square feet. Properties like this in this city often appeal to small to mid-sized families looking for a place to call home. Based on comparable sales in this city, this property's estimated value falls around $296,445, within a range of $293,480 to $299,409. Whether you're the owner exploring a sale or a buyer interested in off-market opportunities, we can help navigate your this city real estate goals.

Neighborhood Character

Properties built during this era typically reflect post-war housing styles, with practical floor plans common to 's mid-century development. Located within Wayne County, residents enjoy access to county services, regional parks, and the broader Metro Detroit area.

The home at 21311 Haggerty Rd Belleville, MI. 48111
is a single family residential built in 1955 featuring 2 bathrooms, 1,304 square feet of living space, 1 story. The property sits on a 47,045 square foot lot (1.08 acres) within Sumpter Twp. Heating is provided by forced air unit.

Legal Description

12R1C1 PT OF SW 1/4 SEC 12 T4S R8E DESC AS BEG DUE N 817.70FT FROM SW COR SEC 12 TH DUE N 150FT TH N88DEG 16M 20S E 344.14FT
County Registrar of Deeds Public Record

Alternative Address Formats

21311 Haggerty Rd

21311 Haggerty Rd Belleville, MI. 48111-9178

More Information

Public Record Information

Estimated Value: $296,445
Square Footage: 1304
Lot Area: 1.08 acres (47,045 sqft)
Price per SqFt: $227.00
Year Built: 1955
Stories: 1
Bedrooms: n/a
Full Bathrooms: 2
Half Bathrooms: 1
Area Breakdown: 1St Floor: 1304 sq ft Garage: 864 sq ft
Taxes (from public record): $2,114
Tax Exemptions: Homestead
Approx. Loan Amount: $0
Municipality: Sumpter Twp
Build Quality: C+
Heating Type: Forced Air Unit
Architecture Type: Ranch
Parking Spaces: 3
Legal Description: 12R1C1 PT OF SW 1/4 SEC 12 T4S R8E DESC AS BEG DUE N 817.70FT FROM SW COR SEC 12 TH DUE N 150FT TH N88DEG 16M 20S E 344.14FT
APN (Parcel Number): 81 047 99 0006 701 (81047990006701)
FIPS Code: 26163
Property Type: Residential
Property Classification: Single Family Residential
County Land Use: Residential - Improved (401)
Owner Occupied: Yes
Owner City: Belleville, MI
Section/Township/Range: SEC 12 TWN 04S RNG 08E
Assessed Value (2024): $116,300
Market Assessment (2024): $232,600
Census Tract: 589300
Location Accuracy: Structure

Valuation

Estimated Value

$296,445

Range of Comparable Sales

Low: $293,480

High:

$299,409

Estimated Value Analysis

Based on recent comparable sales and market conditions, this property's estimated value is approximately $296,445. The confidence range spans from $293,480 to $299,409, reflecting variables such as property condition, specific features, and micro-market dynamics.

Factors Influencing Value

Several factors typically influence property values in this area:

Location: Proximity to employment centers, quality schools, and amenities in
Character: Older homes may offer unique architectural details but could require updates to major systems
Condition: Updated kitchens, bathrooms, and flooring typically command price premiums
Market Timing: Seasonal trends and inventory levels affect negotiating position

Exact Location

map of 21311 HAGGERTY, BELLEVILLE, MI. 48111

Click for interactive map

Estimated Monthly Expenses

Annual property taxes are approximately $2,114. In Michigan, property taxes are calculated using the State Equalized Value (SEV), typically 50% of market value. Owner-occupants may qualify for the Principal Residence Exemption (PRE), which exempts the property from the 18-mill school operating tax—potentially saving $1,000-$3,000 annually. Budgeting approximately $176 per month for property taxes helps buyers understand total housing costs.

Note: Property taxes may be reassessed upon sale. Michigan's Proposal A limits annual increases to 5% or inflation (whichever is less) for the current owner, but this cap resets when ownership transfers. Buyers should factor potential tax adjustments into their budget.

Total Monthly Cost	$2,106
HOUSING
Mortgage Payment (P&I, 20% down)	$
Property Tax	$
Homeowner's Insurance	$
UTILITIES (Estimated)
Heating	$
Electric	$

Edit any value to recalculate total

MLS Listing History

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Schools Nearby

Free Home Renovation Cost Estimator

Planning renovations for 21311 Haggerty Belleville, MI. 48111? Get instant cost estimates for kitchen remodels, bathroom renovations, flooring, roofing, and more. Our free renovation calculator helps you budget accurately for your home improvement projects.

Kitchen Remodel
Bathroom Renovation
Flooring
Roofing
HVAC
Windows & Doors

Renovation Cost FAQs for ,

Kitchen remodel costs in typically range from $15,000 to $75,000 depending on the scope. A minor kitchen remodel averages $15,000-$25,000, while a major kitchen renovation with new cabinets, countertops, appliances, and flooring can cost $40,000-$75,000 or more. Use our free renovation cost estimator for a personalized estimate based on your home's details.

Bathroom renovation costs typically range from $6,000 to $35,000. A basic bathroom update with new fixtures and paint costs $6,000-$15,000. A full bathroom remodel including new tile, vanity, toilet, shower/tub, and plumbing updates averages $15,000-$35,000. Luxury bathroom renovations with high-end finishes can exceed $50,000.

The renovations with the best return on investment (ROI) include: Garage door replacement (93-97% ROI), manufactured stone veneer (92-96% ROI), minor kitchen remodel (72-81% ROI), new siding (68-76% ROI), and window replacement (67-72% ROI). Curb appeal improvements and kitchen/bathroom updates typically provide the highest returns when selling your home.

Flooring costs vary by material: Laminate flooring (installed) $3-$8/sq ft, Luxury vinyl plank (LVP) $4-$10/sq ft, Hardwood flooring $8-$15/sq ft, Tile flooring: $7-$15/sq ft, Carpet: $3-$12/sq ft. For a 1500 sq ft home, expect to pay between $4,500 and $22,500 for full flooring replacement.

New roof costs depend on size and material. For a typical single-family home: Asphalt shingles: $8,000-$15,000, Architectural shingles: $10,000-$20,000, Metal roofing: $15,000-$30,000, Tile or slate: $20,000-$50,000+. Factors affecting cost include roof pitch, complexity, accessibility, and whether a tear-off is needed.

Our free renovation cost estimator is pre-loaded with this property's details including 0 square feet of living space, 0 bedrooms, and 0 bathrooms. Simply select the renovation projects you're considering to get instant cost estimates based on current market rates for , .

Buying & Selling a Home in Belleville, MI

For a home priced around $296,445 in Belleville, MI, you would need approximately $59,289 for a conventional 20% down payment, or as little as $10,376 with an FHA loan (3.5% down). In 2025, with mortgage rates around 6.5-7%, many buyers are exploring adjustable-rate mortgages or rate buydowns. First-time homebuyer programs through MSHDA may offer down payment assistance. Contact our team to discuss financing options and get connected with trusted lenders.

Closing costs in MI typically range from 2-5% of the purchase price. For this property, expect closing costs between $5,929 and $14,822. This includes title insurance, appraisal fees ($400-$600), lender origination fees, escrow deposits, and recording fees. Michigan has a transfer tax of $7.50 per $1,000 of sale price (typically paid by seller) plus $0.55 per $500 county tax. Use our monthly expense calculator above to estimate your total housing costs.

The home buying process in Belleville typically takes 30-45 days from accepted offer to closing. This includes time for home inspection (7-10 days), appraisal (1-2 weeks), and mortgage underwriting (2-3 weeks). Cash purchases can close in as little as 10-14 days. Getting pre-approved before house hunting is essential to compete effectively and speed up the process. View all homes for sale in Belleville to start your search.

Property taxes in Belleville (48111) are based on the State Equalized Value (SEV), typically 50% of market value in Michigan. This property has annual taxes of approximately $2,114. Michigan offers a Principal Residence Exemption (PRE) that reduces taxes by 18 mills for owner-occupied homes, potentially saving $1,000-$3,000 annually. See the estimated monthly expenses section for a breakdown including taxes, insurance, and utilities.

Homes recently sold within a mile of 21311 Haggerty Belleville, MI. 48111

9683 Wildflower Court, Belleville, MI. 48111

Sold 06/23 for $155K

20261037456

27 Ponderosa Trail, Belleville, MI. 48111

Sold 06/22 for $35K

20261030761

27 Ponderosa Trail, Belleville, MI. 48111

Sold 06/22 for $35K

20261030761

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Sold 06/23 for $225K

81026021960

43625 Harris Rd, Belleville, MI. 48111

Sold 06/23 for $160K

20261034694

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Sold 06/22 for $210K

20261032388

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Sold 06/22 for $250K

81026022311

321 Oxford Ct, Belleville, MI. 48111

Sold 06/22 for $350K

20261025356

46295 Chatsworth Dr, Belleville, MI. 48111

Sold 06/22 for $230K

20261022593

44451 Harmony Ln, Belleville, MI. 48111

Sold 06/19 for $1,125K

20261026167

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Sold 06/18 for $300K

20261014430

The comparable sales shown above represent recent transactions for similar properties in the area. When evaluating these comps, consider how each property's specific features—such as updates, lot characteristics, and exact location—may differ from this Belleville home. Our team can provide a detailed comparative market analysis upon request.

Overview

Neighborhood Character

More Information

Valuation

Estimated Value Analysis

Factors Influencing Value

Exact Location

Estimated Monthly Expenses

MLS Listing History

Schools Nearby

Free Home Renovation Cost Estimator

Renovation Cost FAQs for ,

How much does a kitchen remodel cost in ?

How much does a bathroom renovation cost?

What renovations add the most value to a home?

How much does new flooring cost per square foot?

How much does a new roof cost?

How do I estimate renovation costs for this property?

Buying & Selling a Home in Belleville, MI

How much do I need for a down payment in Belleville, MI

What are the closing costs when buying a home in ?

How long does it take to buy a house in Belleville?

What is the property tax rate in 48111?

How do I schedule a showing for this property?

Homes recently sold within a mile of 21311 Haggerty Belleville, MI. 48111

9683 Wildflower Court, Belleville, MI. 48111

27 Ponderosa Trail, Belleville, MI. 48111

27 Ponderosa Trail, Belleville, MI. 48111

41725 Arthur St, Belleville, MI. 48111

43625 Harris Rd, Belleville, MI. 48111

10972 Van Buren St, Belleville, MI. 48111

49450 Cross St, Belleville, MI. 48111

321 Oxford Ct, Belleville, MI. 48111

46295 Chatsworth Dr, Belleville, MI. 48111

44451 Harmony Ln, Belleville, MI. 48111

44003 Tyler Rd, Belleville, MI. 48111

Homes for sale within a mile of 21311 Haggerty Belleville, MI. 48111

6791 Chandler Drive, Belleville, MI. 48111

14502 Laurelwood Drive, Belleville, MI. 48111

90 Menlo Park Drive, Belleville, MI. 48111

56 Arizona, Belleville, MI. 48111

43899 Crowley Rd, Belleville, MI. 48111

43600 Crowley Rd, Belleville, MI. 48111

22733 Sumpter Rd, Belleville, MI. 48111

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44850 Ecorse Rd, Belleville, MI. 48111

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